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TYPES OF LOANS

 
FEDERAL STAFFORD LOANS

SUBSIDIZED

  • This is a need-based loan
  • Interest on the loan is paid by the federal government while you are in school, during your grace period, and during authorized periods of deferment.
  • Interest rate will be fixed at 6.8 percent while in repayment.
  • You must be enrolled at least half-time to qualify.
  • Repayment of principal balance begins six months after you are no longer enrolled at least half-time.

UNSUBSIDIZED

  • This is not a need-based loan.
  • You are responsible for paying the interest on your loan from the date of disbursement.
  • The interest rate will be fixed at 6.8 percent.
  • You must be enrolled at least half-time to qualify.
  • Repayment of principal balance begins six months after you are no longer enrolled at least half-time.

PARENT PLUS LOANS

ALTERNATIVE STUDENT LOANS
  • These loans are available if Federal Stafford loans are not sufficient or you do not quality for the Federal Stafford Loan.  They are generally at a higher interest rate and repayment usually begins at the time of disbursement.
 
 
 
 
 
 
 
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Current Students
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Cape Cod Community College · 2240 Iyannough Road · West Barnstable, MA 02668 · 1-877-846-3672


NON DISCRIMINATION POLICY STATEMENT: Cape Cod Community College policy prohibits discrimination in education, employment, and services due to race, ethnicity, religion, sex, marital status, national origin, ancestry, sexual orientation, or disability. For policies on Affirmative Action, Diversity, and Sexual Harassment, see the Affirmative Action Statement.