Academic year 2008-2009 will be the nineteenth year of implementation of the Massachusetts Mandatory Health Insurance Law. Under this law, each college must require all students carrying nine credits or more in the Day or DCE Divisions to participate in the student health insurance program or in a health insurance program with comparable coverage. The premium charge for Cape Cod Community College Health Insurance Plan will appear on your bill. Students of Cape Cod Community College will be insured by Nationwide Life Insurance Company's Injury and Sickness Insurance Policy with benefits. If you have comparable coverage you may wish to waive participation in the Cape Cod Community College Insurance Plan. Students who wish to waive coverage must log onto www.universityhealthplans.com to complete the online waiver form. All waivers must be completed by the due date of the bill, or prior to the opening of college, otherwise the charge will remain on your bill and payment will be required. The premium appearing on your bill is $823.00 for enrollment which is the period of September 1, 2009 through August 31, 2010. Full time students will receive a card once their insurance is paid in full and after their information is sent by Cape Cod Community College to University Health Plans. There is no longer Part-Time Student Coverage or Dependent Coverage. Go to www.mahealthconnector.org for info on how to obtain insurance coverage. International Students - "Coverage by insurance carriers outside the U.S. and coverage by foreign National Health Service programs are deemed not to be comparable to coverage under a qualifying student health insurance program. Students with foreign health coverage, other than students who are enrolled in a program requiring health insurance, and students whose coverage is embassy-sponsored that provides comparable coverage, must participate in the Qualifying Student Health Insurance Program." 114.6CMR 3.04 (3) (c). | 
